Money Market Account

High-yield savings with
the flexibility of checking

Earn up to 4.85% APY on balances $50,000+ while keeping full access to your funds. Premium interest rates and everyday liquidity — in one account.

Home/Money Market Account
Money Market Account
Account overview

Savings rates.
Checking flexibility.

A Money Market Account bridges the gap between everyday checking and long-term savings — with premium tiered interest rates and 6 free transactions per month.

  • Tiered APY up to 4.85% — auto-upgrades as your balance grows
  • $2,500 minimum balance to waive the monthly service fee
  • 6 free transactions per month included
  • Debit card access — use your funds anywhere Visa is accepted
  • Interest compounded daily, credited monthly
  • No fixed term — your money stays accessible, unlike a CD
Open Account
Rate tiers

Earn more
as you save more

Our tiered structure automatically rewards larger balances. No paperwork — your rate updates as your balance changes.

Rates are variable and subject to change. APY calculated on daily collected balance. Additional transactions beyond 6/month charged at $5 each.

Balance Range APY Free Transactions
$2,500 – $24,999 4.25% 6 per month
$25,000 – $49,999 4.55% 6 per month
$50,000+ 4.85% 6 per month
Rates shown are Annual Percentage Yields. Interest calculated daily on collected balance and credited monthly.
What's included

Features designed for
smart savers

Auto Tiering

Your rate automatically upgrades as your balance increases. No action needed — ever.

Debit Card Access

Access your funds at ATMs or in stores. A Visa debit card is included free with every account.

FDIC Insured

Every dollar is fully protected up to the statutory insurance limit — complete peace of mind.

Full Digital Banking

Monitor balances, transfer funds, and view statements through our app or web portal, 24/7.

Simple process

Get started in
minutes

01

Apply Online

Complete our 5-minute online application. No branch visit, no paperwork to mail in.

02

Fund with $2,500

Transfer your opening deposit and start earning interest from day one — automatically.

03

Earn More Each Month

Your balance grows automatically. Add funds any time to move up a rate tier.

4.85%
Max APY
$2,500
Min Balance
6
Free Transactions/Mo
3
Rate Tiers

Earn more on your savings today

Open a Money Market Account and start earning premium APY with the flexibility to access your money when you need it.